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Group Insurance
If you are an employer with at least one employee for whom you are paying or
contributing toward medical insurance premium costs, you qualify for group insurance under
Oregon law. As such, the underwriting and rating systems are different than individual
medical insurance (guarantee issue, average age based rates, etc.). Generally each group
is rated independently and published rates do not exist. To obtain rates, a census must be
submitted to each carrier…if you qualify and would like rates for your group please:
- Provide census data
- Answer the short questionnaire
- E-mail or print off and fax (503.291.1657)
We may need to contact you for additional information in certain situations. For
example, some carriers requires some form of verification of business structure for groups
of under 4 employees, etc. It generally takes 7 – 10 days to get responses back from
all the carriers – at that point we will prepare a comparison of the plans and
contact you.
(Fields in red are required)
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